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Continuing Education Technology Questions

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Continuing Education Business Technology
automatic teller machine
  1. all-in-one accout that includes checking, savings, borrowing and investing
  2. direct deposit made to an account
  3. computer terminal used to conduct banking transactions
  4. assets
Continuing Education Business Technology
overdraft protection
  1. savings plan requiring that a certain amount be left on deposit for a stated time period
  2. automatic loan made to checking account to cover insufficient funds
  3. computer terminal used to conduct banking transactions
  4. financial institution that is owned by depositors and specializes in savings accounts
Continuing Education Business Technology
What is the "Chain of Command"?
  1. A chain of people who command each other at the facility?
  2. The commander of the facility of which you work at.
  3. A "ladder" of responsibility that defines who can assign task to whom.
  4. None of the above.
Continuing Education Business Technology
certificate of deposit
  1. savings plan requiring that a certain amount be left on deposit for a stated time period
  2. mutual savings financial institution
  3. financial institution that specializes in savings accounts ad mortgage loans
  4. depositable savings account
Continuing Education Business Technology
money market fund
  1. user-owned nonprofit financial institution offered by investment companies with earnings based on investments
  2. financial institution that offers a full range of financial services
  3. savings-investment plan offered by investment companies
  4. non profit banking institution
Continuing Education Business Technology
annual percentage yield
  1. process that calculates interest based on previously owned interest
  2. percentage of increase in the value of savings as a result of interest earned
  3. money market interest
  4. percentage rate expressing the total amount of interest that would be received on a deposit based on the annual percentage rate
Continuing Education Business Technology
compounding
  1. process that calculates interest based on previously owned interest
  2. caps out at 10% interest
  3. annual percentage rate
  4. percentage of interest on savings
Continuing Education Business Technology
money market account
  1. checking account
  2. guaranteed rate of return
  3. ease of withdrawal
  4. savings account offered by banks, savings and loan associations; earnings based on market interest rates
Continuing Education Business Technology
commercial bank
  1. non profit financial institution
  2. financial institution that offers a full range of financial services
  3. savings plan that requires a minimum balance
  4. money market fund
Continuing Education Business Technology
account management account
  1. all-in-one accout that includes checking, savings, borrowing and investing
  2. legal agreement that provides for control of assets
  3. return on savings
  4. bank or credit union
Continuing Education Business Technology
Continuing Education Business Technology
Annual percentage yield is
  1. the process that calculates interest based on previously owned interest.
  2. the percentage of increase in the value of savings as a result of interest earned.
  3. money market interest.
  4. the percentage rate expressing the total amount of interest that would be received on a deposit based on the annual percentage rate.
Continuing Education Business Technology
rate of return
  1. compounding interest
  2. percentage of increase in the value of savings as a result of interest earned
  3. exempt from state or local taxes
  4. amount of interest accrued on a savings account
Continuing Education Business Technology
credit union
  1. user-owned nonprofit financial institution offered by investment companies with earnings based on investments
  2. financial institution that offers a full range of financial services
  3. financial institution that specializes in savings accounts ad mortgage loans
  4. assets put into savings
Continuing Education Business Technology
mutual savings bank
  1. mortgage bank only
  2. user owned financial institution
  3. investment and stock bank only
  4. financial institution that is owned by depositors and specializes in savings accounts
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