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Type: Multiple-Choice
Category: Main Idea
Level: Grade 8
Standards: CCRA.R.2, RI.8.2, RH.6-8.2
Score: 1
Author: ReadingMatters
Created: 11 years ago

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Student Financial Aid is available from a wide variety of sources including the federal government, individual states, directly from colleges and universities, as well as from numerous other public and private agencies and organizations. Whatever the source, all forms of college aid fall into four basic categories:

- Grants. Gift aid from grants does not have to be repaid and is generally awarded based at least partially on financial need.

- Work Study. The Federal Work-Study Program (FWS) is a federally funded source of financial assistance used to offset financial education costs. Students earn money by working and attending school. The money does not have to be repaid.

- Loans. Funds that are borrowed and must be repaid with interest are loans. As a general rule, educational loans have far more favorable terms and interest rates than traditional consumer loans.

- Scholarships. Offered by schools, local/community organizations, private institutions and trusts, scholarships do not have to be repaid and are generally awarded based on some specific criteria.

(source: http://www.usa.gov/topics/education-training/education/higher/financing.shtml)

Grade 8 Main Idea CCSS: CCRA.R.2, RI.8.2, RH.6-8.2

What would make the most appropriate title for this passage?
  1. Finding the Right Repayment Plan for your College Student
  2. Learning Where to Find Student Financial Aid to Fit Your Needs
  3. Earning a College Scholarship is Easier and Faster than you Realize
  4. Understanding the Criteria Needed for Scholarships and Grants