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Grade 11 Personal Finance
Grade 10 Business Technology
Compounding is
  1. the process that calculates interest based on previously owned interest.
  2. caps out at 10% interest.
  3. the annual percentage rate.
  4. a percentage of interest on savings.
Grade 10 Business Technology
Overdraft protection is
  1. a savings plan requiring that a certain amount be left on deposit for a stated time period.
  2. an automatic loan made to checking account to cover insufficient funds.
  3. a computer terminal used to conduct banking transactions.
  4. a financial institution that is owned by depositors and specializes in savings accounts.
Grade 10 Business Technology
A certificate of deposit is
  1. a savings plan requiring that a certain amount be left on deposit for a stated time period.
  2. a mutual savings financial institution.
  3. a financial institution that specializes in savings accounts ad mortgage loans.
  4. s depositable savings account.
Grade 10 Business Technology
A credit union is
  1. assets put into savings.
  2. a financial institution that offers a full range of financial services.
  3. a financial institution that specializes in savings accounts ad mortgage loans.
  4. a user-owned nonprofit financial institution offered by investment companies with earnings based on investments.
Grade 10 Business Technology
How do you establish a good credit score?
  1. Avoid using credit.
  2. Close old credit cards.
  3. Pay your bills on time.
  4. Transfer a credit card balance.
Grade 10 Business Technology
What is the only kind of information that can be legally removed from your credit report?
  1. Credit history
  2. Inaccurate information
  3. Outdated information
  4. Credit bureau information
Grade 10 Business Technology
Which of the following is NOT a credit bureau?
  1. Experience
  2. Equifax
  3. Experian
  4. TransUnion
Grade 10 Business Technology
A money market fund is
  1. a user-owned nonprofit financial institution offered by investment companies with earnings based on investments.
  2. a financial institution that offers a full range of financial services.
  3. a savings-investment plan offered by investment companies.
  4. a non profit banking institution.
Grade 10 Business Technology
A car loan is which type of credit repayment?
  1. Revolving Credit
  2. Installment Plan
  3. Layaway Plan
  4. Credit Line
Grade 10 Business Technology
Continuing Education Business Technology
A certificate of deposit is
  1. a certified document that reports your savings.
  2. a savings account that contains only mutual funds.
  3. s chequing account that requires a minimum deposit for a specific period of time.
  4. a savings plan requiring that a certain amount be left on deposit for a stated time period.
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