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Personal Finance Questions - All Grades

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Continuing Education Personal Finance
When given a PIN number for a debit card, you should keep the PIN number where?
  1. On the back of the card
  2. On my phone
  3. Memorize the number
  4. Write it in your journal
Grade 11 Personal Finance
What is an advantage of electronic funds transfer (EFT)?
  1. You earn more interest on an EFT account than a checking account.
  2. The number of withdrawals from an EFT account is limited so you are not tempted to impulsively use the money.
  3. This is the best way to always keep your personal and financial information secure.
  4. Your paycheck can be deposited directly to your checking account
Grade 9 Personal Finance
Which deduction describes why Lucinda’s net income is lower than her gross income?
  1. rent deductions
  2. payroll deductions
  3. property deductions
  4. car allowance deductions
Grade 9 Personal Finance
Grade 11 Personal Finance
Money that the insured must pay before the insurance company pays.
  1. Liability
  2. Deductible
  3. Claim
  4. Premium
  5. All of the Above
Grade 11 Personal Finance
Which of the following is a sign that your identity may have been stolen?
  1. A call from a collection agency about a debt you didnʹt incur
  2. Bank and billing statements donʹt arrive on time
  3. Your credit report shows accounts you didnʹt open
  4. All of the above
Grade 11 Personal Finance
Bodily injury or property damage you have to cover on another person.
  1. Claim
  2. Liability
  3. Deductible
  4. Premium
  5. All of the Above
Grade 11 Personal Finance
Grade 9 Personal Finance
The total amount of earnings made over a one-year period after all deductions have been taken is:
  1. Gross annual income
  2. Gross monthly income
  3. Net annual income
  4. Net monthly income
Grade 12 Personal Finance
Grade 12 Personal Finance
The biggest difference between a debit card and a credit card is:
  1. Credit cards can be used to rent cars; debit cards cannot
  2. A debit card only allows you to use money you already have in the bank
  3. A credit card shows the world you are a grown-up with money
  4. Credit cards allow you to make online purchases; debit cards do not
Grade 12 Personal Finance
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