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Personal Finance Questions - All Grades

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Grade 5 Personal Finance
Grade 6 Personal Finance
The amount of money paid to you for each hour of work.
  1. hourly rate
  2. wage
  3. double time
  4. minimum payment
Grade 9 Personal Finance
What are expenses?
  1. a bank account
  2. things you spend money on
  3. a plan for spending and saving money
  4. a card that acts like a check
Grade 9 Personal Finance
Electricity, Gas, and Entertainment are                  .
  1. Income
  2. Fixed expenses
  3. Flexible expenses
  4. None of the above
Grade 5 Personal Finance
Grade 5 Personal Finance
Grade 9 Personal Finance
Which type of bank account typically offers no interest?
  1. Savings
  2. Money market
  3. Certificate of Deposit
  4. Checking
Grade 12 Personal Finance
Insurance against the risk of incurring medical expenses.
  1. Term Life Insurance
  2. Health Insurance
  3. Universal Life Insurance
  4. Coinsurance Clause
Grade 9 Personal Finance
Grade 11 Personal Finance
An initial payment made when something is bought on credit.
  1. asset
  2. balloon payment
  3. down payment
  4. insurance premium
College Personal Finance
Which of the following are warning signs that your finances may be in trouble?
  1. having barely enough to pay off the credit card bill each month, cannot buy a car, eating a lot of cheap pizza
  2. using savings for routine items, missed deadlines on bills, not buying important items
  3. not enough to go out to eat once a week, not enough to buy new clothes, not enough to buy new electronics
  4. need to ask to borrow more money, need to work more hours, need new roommates
Grade 11 Personal Finance
Which of the following can impact your credit score?
  1. getting a raise
  2. borrowing money from your parents
  3. a late payment on your car
  4. living with your parents to cut down on expenses
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