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Finance Questions - All Grades

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Grade 12 Finance
Which of the following describes when an individual, family or business assumes the total risk of economic loss?
  1. coinsurance
  2. self-insurance
  3. liability risk
  4. premium
Grade 7 Finance
How much a person owns minus what they owe to others
  1. Principal
  2. Net Worth
  3. Range
  4. Expression
Grade 10 Finance
S=P+I
  1. constant-ratio formula
  2. future value
  3. payment to save
None Finance
Is a credit rating a measure of creditworthiness based on an analysis of the consumers financial history?
  1. True
  2. False
Grade 11 Finance
After you write and sign your check, who can legally cash the check?
  1. You and the payee
  2. The bank or credit union and the payee
  3. Any family memeber of the payee
  4. Only the payee
None Finance
What is principal?
  1. total amount borrowed
  2. interest earned
  3. service fees
  4. finance charges
College Finance
Calculate the Dividend yield of the following investment;

InvestmentAdams Hand Corp
Type: Common Stock
Investment Amount:$20 per share
Dividend:$1.00 per share

Divident Yield =      5%     
Grade 11 Finance
When you open a checking account, you must complete a signature card.
  1. True
  2. False
Grade 11 Finance
A financial institution has the right to charge a penalty for checks you write that exceed the amount of money you have in your account.
  1. True
  2. False
Grade 11 Finance
Your bank account number is the same as your Social Security number.
  1. True
  2. False
None Finance
Buying on the internet has opened new avenues for criminals to steal                        .
  1. bank statements
  2. credit card information
  3. social security checks
  4. billing information
None Finance
The                is expressed as a percentage.
  1. credit rate
  2. economy rate
  3. interest rate
  4. credit score
None Finance
The higher your credit score the lower the risk you hold to creditors?
  1. True
  2. False
None Finance
                 is the part of the purchase paid in cash upfront.
  1. collateral
  2. down payment
  3. earnest money
  4. good faith money
None Finance
                is the cost of credit expressed as a yearly percentage.
  1. APR
  2. AYP
  3. ATM
  4. AM/PM
None Finance
What is the simple interest formula?
  1. I=P+R*T
  2. I=P*R*T
  3. I=R*T/P
  4. I=T+P+R
Grade 12 Finance
After retreating to the lighthouse, what does John do that first attracts the reporters?
  1. He cries for his mother
  2. He whips himself
  3. He jumps from the lighthouse
College Finance
One of the most common ratings of companies based on their financial strength comes from           Moody's           or                         Standard & Poor's                        .
College Finance
A                         is money paid out to the owner of a stock, and is usually paid on a quarterly, pro-rata basis.
  1. interest yield
  2. dividend
  3. commodity
  4. principal reimbursement
None Finance
Which is not a cause of bankruptcy?
  1. children
  2. failure to budget
  3. job loss
  4. emotional spending
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