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Twelfth Grade (Grade 12) Personal Finance Questions

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Grade 12 Personal Finance
Which of the following is the most cost-effective option for purchasing a home?
  1. Get a 15-year mortgage with a 5% down payment.
  2. Get a 30-year mortgage so that you can get the lowest possible payments.
  3. The most ideal way to buy a house is with 100% down; if that's not an option, you should get no more than a 15-year, fixed rate mortgage witha down payment of at least 10%.
  4. Get a 30-year mortgage with 20% down.
Grade 12 Personal Finance
Deposits that have not cleared the bank yet; the deposits that are not on your bank statement are called                     .
  1. Bounced deposits
  2. Imminent deposits
  3. Outstanding deposits
  4. Pending deposits
Grade 12 Personal Finance
Which of the following investments best illustrates diversification?
  1. Money market account
  2. Bond
  3. Mutual fund
  4. Gold
Grade 12 Personal Finance
Your income level greatly affects your saving habits.
  1. True
  2. False
Grade 12 Personal Finance
Your income level greatly affects your saving habits.
  1. True
  2. False
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