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Tenth Grade (Grade 10) Technology Questions

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Grade 10 Business Technology
A money market account is
  1. a type of checking account.
  2. an account with a guaranteed rate of return.
  3. an account that makes it easier to withdraw.
  4. a savings account with earnings based on market interest rates
Grade 10 Business Technology
Which of the following are covered by the FDIC? Check all that apply.
  1. Savings Accounts
  2. U.S. Treasury Bills
  3. Money Market Deposit Accounts
  4. Stock Investments
Grade 10 Business Technology
Overdraft protection is
  1. a computer terminal used to conduct banking transactions.
  2. an automatic loan made to checking account to cover insufficient funds.
  3. a financial institution that is owned by depositors and specializes in savings accounts.
  4. a savings plan requiring that a certain amount be left on deposit for a stated time period.
Grade 10 Business Technology
Annual percentage yield is
  1. the interest that is paid out for money market investments.
  2. the process that calculates interest based on previously owned interest.
  3. the percentage of increase in the value of savings as a result of interest earned.
  4. the percentage rate expressing the total amount of interest that would be received on a deposit based on the annual percentage rate.
Grade 10 Business Technology
A car loan is which type of credit repayment?
  1. Revolving Credit
  2. Installment Plan
  3. Layaway Plan
  4. Credit Line
Grade 10 Business Technology
A savings and loan association is
  1. a bank or credit union.
  2. a mutual savings financial institution.
  3. an institution that does not allow direct deposit.
  4. a financial institution that specializes in savings accounts ad mortgage loans.
Grade 10 Business Technology
Grade 10 Business Technology
A credit union is
  1. assets put into savings.
  2. a financial institution that offers a full range of financial services.
  3. a financial institution that specializes in savings accounts ad mortgage loans.
  4. a user-owned nonprofit financial institution offered by investment companies with earnings based on investments.
Grade 10 Business Technology
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