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Tenth Grade (Grade 10) Business Technology Questions

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Grade 10 Business Technology
A mutual savings bank is
  1. a mortgage bank only.
  2. a user owned financial institution.
  3. an investment and stock bank only.
  4. a financial institution that is owned by depositors and specializes in savings accounts.
Grade 10 Business Technology
A money market fund is
  1. a user-owned nonprofit financial institution offered by investment companies with earnings based on investments.
  2. a financial institution that offers a full range of financial services.
  3. a savings-investment plan offered by investment companies.
  4. a non profit banking institution.
Grade 10 Business Technology
Mixed messages often happen when
  1. people say what they mean.
  2. people say one thing and do another.
  3. people speak different languages.
  4. people don't understand what is being said.
Grade 10 Business Technology
Compounding is
  1. the process that calculates interest based on previously owned interest.
  2. caps out at 10% interest.
  3. the annual percentage rate.
  4. a percentage of interest on savings.
Grade 10 Business Technology
What is another reason for the demand for skills in high growth / high pay positions?
  1. Improving dollar
  2. Declining dollar
  3. Programmed decisions
  4. Globalism
Grade 10 Business Technology
A change in the structure of beliefs of society is
  1. social trend
  2. demographic trend
  3. lifestyle trend
  4. technology trend
Grade 10 Business Technology
A practice interview is also called what?
  1. mock interview
  2. virtual interview
  3. shadow interview
  4. phone interview
Grade 10 Business Technology
Insurance, paid vacation, sick pay, and profit sharing are each types of what?
  1. wages
  2. bonuses
  3. salary
  4. fringe benefits
Grade 10 Business Technology
Which of the following is NOT a credit bureau?
  1. Experience
  2. Equifax
  3. Experian
  4. TransUnion
Grade 10 Business Technology
A money market account is
  1. a checking account.
  2. a guaranteed rate of return.
  3. ease of withdrawal.
  4. a savings account offered by banks, savings and loan associations; earnings based on market interest rates.
Grade 10 Business Technology
Which of the following is considered a soft skill?
  1. Responsibility
  2. Data Processing
  3. Communication
  4. None of the above
Grade 10 Business Technology
What is the IDEAL debt to income ratio?
  1. 43%
  2. 36%
  3. 60%
  4. 0%
Grade 10 Business Technology
Which of the following aspect ratios is considered HD?
  1. 4:3
  2. 16:9
  3. 16:12
  4. 4:1
Grade 10 Business Technology
One component of the FICO score is Debt History. Which question best defines the meaning of "debt history?"
  1. How long have you been in debt?
  2. How much debt do you have?
  3. What kinds of debt do you have?
  4. Have you paid your debts on time?
Grade 10 Business Technology
The time you are scheduled to work is known as which of the following?
  1. hourly
  2. certificate
  3. shift
  4. wage
Grade 10 Business Technology
What is the only kind of information that can be legally removed from your credit report?
  1. Credit history
  2. Inaccurate information
  3. Outdated information
  4. Credit bureau information
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